We would like to welcome you to our website. We believe that this website will provide you with a wide range of content/information. Before you use this website there are a number of "legal" areas that we wish to bring to your attention. By using our website you are agreeing to be bound by the terms and conditions of use that are below set out in this section of the website.

1. Background and Definitions
Any program, publication, design, product, process, software, technology, information, know-how or idea described in this Website may be the subject of other rights, including other intellectual property rights, which are owned by Mahoney & Co or other interested parties and are not licensed to you hereunder.

2. Access to the Website and Content
The information provided on the Website is not in any way an invitation or recommendation to buy any products or services featured and you should seek appropriate independent advice.

Mahoney & Co will endeavour to allow uninterrupted access to the Websites, but access either of the Websites may be suspended, restricted or terminated at any time. Mahoney & Co assumes no responsibility for the contents of any other websites to which the Websites have links.

3. Intellectual Property
The copyright in the material contained in the Websites, design, text and graphics, and their selection and arrangement, and all software compilations, underlying source code and software (including applets) belongs to Mahoney & Co or the providers of such information. All rights are reserved. None of this material may be reproduced or redistributed without our written permission. You may, however, download or print a single copy for your own non-commercial off-line viewing. Product and company names mentioned on this website may be the trademarks or registered trademarks of their respective owners.

4. Exclusions of Liability
To the extent permitted by applicable law, the firm Mahoney & Co disclaims all warranties and representations (whether express or implied) as to the accuracy of any information contained on the Website. Mahoney & Co does not guarantee that the Website will be fault free and neither will accept liability for any errors or omissions.

Due to the nature of electronic transmission of data over the internet, and the number of users by whom data is posted on to the Website, any liability Mahoney & Co may have for any losses or claims arising from an inability to access the Website, or from any use of the Website or reliance on the data transmitted using the Website, is excluded to the fullest extent permissible by law. In no event shall Mahoney & Co be liable for any loss of profit, revenues, goodwill, opportunity, business, anticipated savings or other indirect or consequential loss of any kind in contract, tort (including negligence) or otherwise arising out of use of the Website, save where such liability cannot be excluded by law.

Mahoney & Co does not give any warranty that the Website is free from viruses or anything else which may have a harmful effect on any technology.

5. Exclusion of Liability for Suppliers' Goods and Services
You may obtain services from the organisation following your use of this Website. Mahoney & Co does not accept any liability for any such services. Any services are provided by the organisation over whom Mahoney & Co has no control and you should satisfy yourself that you wish to purchase their services before contracting with the organisation. The organisation's standard terms and conditions are in their engagement letter which should be provided to you by the organisation and you should check that you agree to those terms and conditions before ordering any services or goods.

6. Data Protection
Mahoney & Co is committed to protecting your privacy. Mahoney & Co will collect and use information supplied by you and other users of the Website to improve the Website and personalise your experience when you visit the Website. Mahoney & Co may also use it to tell you about changes in our services or about features Mahoney & Co thinks you'll find interesting. Mahoney & Co does not sell, trade or rent your personal information to others. By providing your personal details to Mahoney & Co, you are deemed to have consented to use of personal information for these purposes. However, you can tell Mahoney & Co not to deal with your personal information in these ways in the future by simply sending an e-mail message.

In accordance with the Data Protection Act, Mahoney & Co follows strict security procedures in the storage and disclosure of information which you have given Mahoney & Co, to prevent unauthorised access.

7. Cookies
A cookie is a small text file written to your hard drive that contains information about you. Cookies do not contain any personal information about users. Mahoney & Co uses cookies so that Mahoney & Co can personalise your experience of the Website. If you set up your browser to reject the cookie, you may still use the Website. Some of our business partners use cookies on our site (for example, advertisers). Mahoney & Co does not have access or control over these cookies.

8. General
If any provision of these terms and conditions is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these terms and conditions shall not be affected.Mahoney & Co may modify these terms and conditions at any time by publishing the modified terms and conditions on this Website. Any modifications shall take effect immediately after posting on this Website.

9. Governing Law
These terms and conditions are governed by and to be construed in accordance with Maltese law.Any disputes shall be subject to the exclusive jurisdiction of the Maltese courts.

Our Links Disclaimer
All links made available are provided as a convenience to our users. We do not have control, exercise no responsibility and make no representations regarding the accuracy or any other aspect of the content/information found or used on visiting any of third party website. The provision of a link to a third party website should not be considered as an express or an implied endorsement by us of any content/information, products/services that may be available to you, or through, the third party.

Our Privacy Statement
We do not collect any personal information about website users other than that facilitated by the use of "cookie" technology. "Cookies" are designed to enhance your online visit and permit you to access the full service within the website.Where links are provided to other websites it should be noted that they are not and cannot be governed by our Privacy Statement. We cannot guarantee your privacy when you access other websites through any link provided on this website.any program, publication, design, product, process, software, technology, information, know-how or idea described in this Website may be the subject of other rights, including other intellectual property rights, which are owned by Mahoney & Co or other interested parties and are not licensed to you hereunder.

© 2003 Copyright Mahoney & Co. All rights reserved